Lola, you are making some very sweeping judgements about people right now.
From your perspective, I'm sure the answers are all pretty clear. Try walking in Mkr's shoes and living his life, or the lives of many who are not making ends meet, who are relying on cc's to pay the rent because the job is gone now. Using the cards to put food on the table when the $11 an hour job is only barely making that rent and you fall through the cracks for govt assistance. What's the alternative starve? For many people this is reality. Especially for many families who cannot afford insurance. A study was recently done on those who are filing for bankruptcy. In many cases it is due to a medical crisis (think of Vivamus).
Must be nice to be you.
